What can you do during the Medicare Annual Enrollment Period?

• Join, drop, or switch to another Medicare Advantage Plan (Part C) with or without drug coverage (or add or drop drug coverage).

• Switch from Original Medicare to a Medicare Advantage Plan or from a Medicare Advantage Plan to Original Medicare.

• Join, drop, or switch to another Medicare drug plan (Part D) if you’re in Original Medicare.

• Coverage starts January 1st of the next year (the plan must get your enrollment request by December 7th).

Before joining any insurance plan:

• Find out which plans are available in your area.

• Does the plan meet your needs?

• Does the plan covers your prescriptions and include the benefits you need?

• Are your doctors and pharmacies in the plan’s network?

• What are the monthly premiums, deductibles, and an estimate of your yearly costs for drugs you regularly take?

• Do you have any other health insurance or drug coverage and, if so, how will it work with or be affected by the new plan?

• Do you live in another state for part of the year and, if so, will the new plan cover you there?

Go over all of these questions (and more) with your Noteworthy Insurance Agent.